Everyone who turns 65 qualifies for Medicare. Younger individuals who have a disability are also eligible, regardless of income. Medicaid is a state and federal program that offers similar medical coverage. It is only available to those with low net worth.
Medicare has sections that cover different aspects of health care. Knowing the difference will help you understand this government-run form of insurance.
What is in Medicare Part A?
This division of Medicare covers inpatient hospital visits. It only pays for necessary care. Hospice is part of this. Americans want individuals with terminal illnesses to be comfortable during their final days.
Long-term care living and physical therapy are also reimbursable. Those in permanent living situations receive the same benefits as every other resident.
What is in Medicare Part B?
Section B of Medicare is a form of medical insurance. It covers doctor visits and other forms of outpatient health care. Surgeries wherein the patient returns home the day of the procedure have protection.
Medicaid enrollees can get blood work and lab tests. Medical equipment, such as wheelchairs and walkers, is another part of the program. Emergency ambulance services also have coverage.
Preventive care programs are another perk. Smoking cessation assistance is one example. Others include cancer and diabetes screenings, nutrition therapy, flu shots, and STD counseling.
What is not in Medicare Parts A and B?
Medicare does not cover everything. You must pay for dental care, hearing aids, podiatry, and most prescription drugs.
Medicare provides valuable help to those who are part of the program. Sections A and B unite to provide patients with vital health essentials.
