Trusts

Can Returning Assets Eliminate a Medicaid Transfer Penalty?

June 1, 2023

When it comes to securing Medicaid to pay for long-term care in a nursing home for seniors, understanding the ins and outs of the Medicaid divestment rule or penalty divisor period is crucial. The penalty period is a period in which someone is ineligible for Medicaid benefits for as a result of violating the Medicaid look-back rule. Avoiding penalties is essential for ensuring that seniors receive the necessary support from health professionals without jeopardizing their financial

Medicaid Look Back Period: Avoid These Costly Mistakes

May 1, 2023

Every day in Florida, seniors face the possibility of nursing home care as their care needs increase. And for the majority, this includes looking to the Medicaid program to pay for that care. Medicaid will pay for the cost of long-term care in a nursing home for any person over 65 who cannot afford care and meets the program’s eligibility requirements. Knowing this, many people assume that if they spend or give away everything they

Are You Liable for Your Loved One’s Nursing Home Bill? Illegal Nursing Home Debt Collection

April 1, 2023

Whether you have a loved one in a nursing home or are a care coordinator, professional representative, or other health care provider, it’s important to advocate for our most vulnerable adults. Many families are shocked by the cost of nursing home care and bills can skyrocket quickly. The billing statements are often complicated and confusing. You might also wonder if you have to pay that bill should your loved one be unable to. It’s critical

How to Use An Irrevocable Trust for Medicaid & Long-Term Care Planning

March 1, 2023

Medicaid is a benefits program that provides long-term care assistance to seniors who meet certain income and asset requirements. Unfortunately, many people are unaware of the options available to protect their assets from being spent down to qualify for Medicaid benefits.

An irrevocable trust is a very effective tool used in long-term care planning. It can allow seniors to protect their hard-earned savings now and utilize Medicaid in the future.

How Much Does Nursing Home Care Cost in Florida?

February 1, 2023

We all know someone or have had a loved one in nursing home care. It’s expensive, but what does it really cost? And who pays for it? Can you afford it, and if not, how will you or your family pay for care when you need it? Who Will Need Care in Florida? According to the department of health and human services, nearly 70 percent of seniors aged 65 and older will need some ongoing

How to Qualify for Long-Term Care Medicaid Programs in Florida

January 3, 2023

The cost of care for a nursing home in Florida is over $100,000 per year. By 2030 one in four Floridians will be over the age of 65, and many will need long-term care benefits. How will you pay for care as you age? Can you afford the cost of assisted living or nursing home care? Medicaid is often the answer. Medicaid pays for roughly 60 percent of long-term care spending, yet applying for Medicaid

5 Things Florida Nursing Homes Are Not Allowed to Do

November 21, 2022

When a family member becomes elderly or disabled and can no longer take care of themselves without assistance, it can be difficult to decide whether they need nursing home care. The most critical factor is the health and safety of the loved one. Another factor to consider is their financial situation. If they cannot afford in-home care, or if long-term care insurance does not cover in-home care, then a nursing home may be more affordable.

The Difference Incapacity Planning Can Make

October 28, 2022

We help clients and their families prepare for and progress through the hardships and turmoil of the third stage of life by providing incapacity planning. Because we know the emotional and physical difficulties of aging, our firm is dedicated to bringing this much-needed service to all elderly individuals and their families. That is why we come to you. We meet you in the comfort of your own surroundings to discuss your personal situation and family

Do You Need Help Qualifying For Medicaid?

October 27, 2022

Many families find themselves in this predicament, not knowing where to turn for assistance to help pay for the extraordinary cost of long-term care. There is help, and it is in the form of Medicaid. Currently, Florida provides individuals who are 65 years or older and who meet the qualifications of two different programs that can significantly defray the cost of long-term care either at home, in an assisted living facility, or even in a

An Experienced Elder Law Attorney Helping You Qualify For Benefits

October 25, 2022

When the prospect of long-term care arises for a loved one, financial pressure can mount in a hurry. Family members are often left wondering how they will be able to afford expensive nursing home bills, medication, equipment and other needs. An experienced elder law attorney can help you explore all the opportunities available to you, including government benefit programs and asset protection strategies. At Friedman Elder Law Department, LLC, we handle a broad range of elder