Medicaid Planning Strategies

Many families find themselves in this predicament, not knowing where to turn for assistance to help pay for the extraordinary cost of long term care. There is help, and it is in the form of Medicaid.

Currently, Florida provides individuals who are 65 years or older and who meet the qualifications two different programs which can significantly defray the cost of long term care either at home, in an assisted living facility or even in a skilled nursing facility (nursing home). Those programs are called the Home and Community Based Waiver Program and the Institutional Care Program (ICP). While each program has the same eligibility requirements, the programs offer different benefits. The Home and Community Based Waiver Program provides benefits to individuals who are either at home or in assisted living facilities. The ICP program pays for almost all nursing homes including the finest of facilities.

Using legal and government approved planning strategies, many families find that despite their belief or what they have been told they can actually qualify and receive the benefits that Medicaid offers, without creating a five year look back period. This allows savings and other assets to be used to better their loved one’s care.

In the words of one court, “No agency of the government has any right to complain about the fact that middle-class people confronted with desperate circumstances choose [to do Medicaid asset protection planning] when it is the government itself which has established the rule that poverty is a prerequisite to the receipt of government assistance in the defraying of the costs of ruinously expensive, but absolutely essential medical treatment.”

Medicaid Program Planning and Process

If you want to learn more about these programs, we can help you. With our experience, we can guide your family through the Medicaid planning and process to make a significant difference in the lives of you or your loved ones. Call us for an initial consultation to learn if our planning and strategies can work for you. Call our Medicaid attorney for an initial consultation to learn if our planning and strategies can work for you. We serve Coral Springs, Boca Raton, Boynton Beach, Delray Beach, Sunrise and Tamarac, FL.

Is there anything that can help me pay for care for my mom or dad while they are at home and need assistance?

What if my dad needs to move into an Assisted Living Facility? Is there any program that can help pay for this?

My parents have some money, doesn’t that mean they can’t qualify for Medicaid? If they get Medicaid, will they lose their home?

Assisted Living Facilities and home health care can cost almost $5,000 a month. Nursing homes can cost $8-$10,000 a month and Medicare doesn’t pay. Is there anything that can help reduce those costs? Isn’t there a five year look-back?


I met Heidi through a recommendation from the Facility where my Mom was already a resident.

Her law firm prepared all the necessary paperwork and walked me through the process in relative comfort. With Heidi's help we were approved by Medicaid in about 60 days, according to what I had heard 60 days was amazing.

I am highly recommending Heidi and associates of Elder Law.

Posted by Robert

September 16, 2016


Request A Free Initial Consultation